Pay At Your Own Pace
Pay at your own pace
With Affirm, split purchases into 4 interest-free payments every two weeks or
longer-term monthly payments
When inspiration strikes, Affirm helps you say yes without giving up financial
control. Select Affirm at checkout to split your purchase into 4 interest-free
payments, or select a monthly installment plan over a time period that works best
for you.
Prequalify now
Download button here. {Button should link to pre-qualification page.}
OR
Just select 
at checkout
Choose 4 interest-free payments paid every two weeks or monthly installments.
For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR
- Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision. - Choose how to pay
Pick the payment plan you like best. You’ll never pay more than you agree to up
front. - Pay over time
Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text
and email.
Buy with confidence
With Affirm, you always know exactly what you’ll owe and when you’ll be done
paying.
Transparent
Affirm tells you the total amount you’ll pay up front. That number will never go up.
Flexible
You choose the payment schedule that works best for you.
Fair
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility
check, may not be available everywhere, and are provided by these lending partners:
affirm.com/lenders. Options depend on your purchase amount, and a down payment
may be required. CA residents: Loans by Affirm Loan Services, LLC are made or
arranged pursuant to a California Financing Law license. For licenses and disclosures,
see affirm.com/licenses.
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or
Android. Affirm will send you email and text reminders before paymentsare due.
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process
with the store.
Does checking my eligibility affect my credit score?
No, your credit won't be affected when you create an Affirm account or check your
eligibility (including checking your pre qualification eligibility). When you apply for or
check to see if you prequalify for Affirm financing, it's considered a soft inquiry,
which does not affect your credit. If you decide to pay with installments through
Affirm, your payment plan and repayment activity may be reported to credit
bureaus.
You can find more information on Affirm's Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps
Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.